Definition of "Accidental Death Benefit"

Life insurance policies can contain a rider that pays an additional death benefit to the beneficiary in the event that the insured's death occurs as the result of an accident.

Benefit payable if death results from an accident.

This is an optional policy rider that increases the amount of death benefit paid if you die as the result of an accident. It should be noted however that accidental death benefit is usually very difficult to claim under on the basis that rarely do accidents happen there is always an attributable reason for anything that happens.