Disability Insurance Articles

• Adding Disability Protection — Disability at any age can disrupt income while medical expenses deplete your savings. Unless you have a battle plan, the effects of even a short-term disability can be financially and emotionally devastating.
• Insurance If You Become Disabled — It's been called the "living death." A serious illness or injury that results in a disability can pose risks to a family that may be far more detrimental than the premature death of a primary wage earner. Living expenses are virtually guaranteed to increase, and income is likely to fall.
• Protect Yourself from Disability Disaster — One way to protect yourself financially in the event of a disability is by purchasing an individual disability income insurance policy. This kind of coverage can be structured to meet a variety of needs. An individual disability policy typically will replace a percentage of pre-disability income if an accident or illness renders the insured unable to work.