IRA and 401(k) Rollovers

• An Income Stream to Last a Lifetime — Imagine a retirement savings well that never runs dry, no matter how long you live. If that’s the dream of future retirees, why are annuities, which make that very promise, such a minuscule part of our collective nest egg?
• An IRA for Small Business — Discusses the options available to small business owners when offering retirement savings options to employees.
• Basics of a Roth IRA — Introduces the Roth IRA and discusses the basics.
• Distributing your 401(k) — Describes the options available to you when faced with the decision of how to receive distributions from your 401(k).
• For Self-Employed, Keogh Can Equal IRA — Provides information to the self-employed on the Keogh plan and its benefits over other plans.
• Functions of IRA - 401(k)s — Discusses the benefits of a 401(k) over other retirement planning options such as IRAs.
• How Can I Generate Tax-Deferred Income With an Annuity? — Tax deferral is an extremely attractive component of any tax planning strategy. The income you earn on your principal is allowed to compound tax deferred until you withdraw the money. Only at the time of withdrawal do you become liable for taxes.
• Introducing the Roth 401(k)...or Not — Beginning in 2006, companies will have the chance to offer their employees a new kind of retirement strategy: the Roth 401(k) (nonprofit organizations will likewise be able to offer a version for 403(b) plans).
• Investors Creating Own 'Pension Plans' by Rolling 401(k)s Into Annuities — With traditional pension plans fast becoming a quaint vestige of the past, investors are now creating their own "pensions" -- rolling their 401(k) plans into IRA-based annuities to guarantee lifetime income.
• IRA - 401(k) Advice — Talks about the importance of keeping tabs on your 401(k) savings.
• IRA Benefits — Discusses the benefits of IRAs over other retirement planning options.
• IRAs as Inheritance Vehicles — Recommends the use of IRAs as part of your estate planning as a means to tackle certain issues.
• IRAs, 401ks two options — Discusses the difference between a 401(k) and an IRA and when to and who should invest in either.
• Research Different Annuity Types Before Committing — Annuities can be confusing. There are different basic types, and varieties within each type. It is crucial to understand precisely what you're buying before committing.
• Retirement planning involving IRAs, 401ks — Provides more information on 401(k) and IRA options and briefly discusses the maintenance of these accounts.
• Roth IRA and 401(k) Plans — Answers some of the commonly asked questions about Roth IRAs.
• Simplify Numerous IRA - 401ks — Talks about how to consolidate your work-related retirement accounts if you tend to change jobs frequently.
• Switching to a Roth IRA — Describes the benefits of changing your traditional IRA into a Roth IRA.
• Who is the Beneficiary of Your IRA? — Admonishes the proper designation of a beneficiary to your IRA, a step that is often overlooked.
• Your 401(k): Is it still a great way to save? — Discusses the longevity and applicability of the 401(k) to today's and tomorrow's economic climate.