Annuity Loans

• A look into the dangers and risks of dealing with these shady individuals. — Loan sharks are not just something made up in Hollywood to sell movie tickets. Unfortunately, loan sharks are all too real and getting involved with one can wreak havoc on your personal and professional life.
• A Road Map Out of This Retirement Mess — Hit by the long bear market in stocks, many recent retirees now have to wonder if their money will last. Here's why they need more, not less, in stocks -- and smart ways to hedge those bets.
• Annuities and Loans — Annuities come in two forms, those that accumulate earnings, and those that disperse earnings. Deferred annuities are used to accumulate earnings in a tax deferred account allowing the investor to maximize their possible growth.
• Be Prepared For Your Business Loan Interview — Your chances of winning your needed business loan are greatly improved if you go to the loan interview prepared.
• Common Life Insurance Mistakes — Did you buy term insurance to cover you while you pay off your mortgage? If you refinanced during the latest rate drop and restarted the clock on your loan, you might also need to update your insurance term.
• Create an Economic Engine With Life Insurance and Immediate Annuities — If you are in the life insurance business and you serve clients age 65 and older, annuity income maximization is a strategy that must be in your repertoire of capabilities.
• How To Survive Your College Loan Payments — If college loans are proving to be a hardship, you have options aside from defaulting.
• Managing Your College Loans — Before You Take Them Out — Students need to approach the loan process prepared to avoid costly mistakes.
• Payday Loans Should Be Avoided — Payday loans will put you into debt more quickly than you can imagine.
• Too Young to Think About Retirement? Think Again — Cangiolosi, 23, joined the 403(b) retirement plan last year. She found she could easily contribute $100 from each paycheck without cutting back on her social life.